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What
is the difference between a Health Insurance
Plan and a Medical Discount
Plan?
Most
insurance plans premiums get higher every
year depending on a persons age.
MedMore
premiums DO NOT increase with age, nor
yearly.
What
about DEDUCTIBLES?
Again
most Health Insurance carry a high
deductible that must be paid by the insured
before they can use the benefits.
MedMore
HAS NO DEDUCTIBLES. You can use our benefits
right away.
What
about a person with pre-existing conditions
or alien non-legal status?
Most
insurance plans have limitations and
restrictions, they do not accept people with
pre-existing medical conditions or a non
legal status.
MedMore
is a Guaranteed Issue medical plan, we DO
ACCEPT people with pre-existing medical
conditions or non legal status.
How
soon can I start using the plan benefits ?
Usually
Health Plans have a waiting period and
deductibles to meet in order for you to
start receiving benefits.
With
MedMore you can start using the benefits
right away, once you enroll.
How
many times a year can I use the plan
benefits ?
With
Health Plans there is a limit of times you
can use their benefits within a
year.
With
MedMore there are no limits as to how many
times you use your benefits at
all.
Are
there any claims paperwork to fill out ?
As you
know most Health Insurance plans have claims
to be filled out by you or your Doctors
office and then there is a waiting period to
have the claim accepted and not all
procedures are approved.
MedMore
has no claims to fill out and no waiting
periods and no procedural approval to wait
on.
Will
I need a referral to see a Specialist or
pre-approval for a medical proceedure ?
With
most Health Insurance you have to get
pre-approval for procedures and see a
Primary Care Doctor for a referral, which
costs the additional visit to the
PCP.
With
MedMore you DO NOT need any pre-approval to
get a procedure done nor a referral from
your Primary Care Physician to see any
Specialist, saving you money, time and
worry.
How
do I make a Doctors or Specialists
appointment?
You
have three options:
Look
up the desired Doctor or Specialist in your
MedMore Provider Directory and call them
yourself.
Go to
your MedMore Website at : WWW.MedMoreplan.com
and click on “ Provider Search “.
Call
our MedMore Members Services telephone at:
305-662-4066 , Mon-Fri. 8:30 am to 4:00 pm ,
if you still can’t find a
provider.
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